Terms of Use

1. Acceptance of Terms

By accessing or using DreamHome.loans, you agree to be bound by these Terms of Use. If you do not agree, please do not use our site.

2. Educational Purpose Only

DreamHome.loans provides educational tools only. We are not a lender, mortgage broker, or financial advisor and do not originate loans. All calculator results, estimates, and content are for informational and planning purposes only and do not constitute a loan offer, pre-approval, financial advice, or commitment to lend.

Financing is provided by third-party licensed lenders. Always consult a licensed mortgage professional or financial advisor before making financial decisions.

3. No Guarantee of Accuracy

While we strive to provide accurate and helpful tools, all calculations are estimates based on user-provided inputs and general assumptions. Actual loan terms, interest rates, payments, and eligibility will vary based on your individual circumstances, credit profile, and lender requirements. We make no warranties or representations regarding the accuracy, completeness, or reliability of any information provided.

4. Interest Rates

Any interest rates displayed in our calculator are example rates for planning purposes only. They are not quotes, offers, or guarantees. Actual rates are determined by your lender based on market conditions, your credit profile, and other factors.

5. Third-Party Partners and Advertising

We may work with and receive compensation from third-party partners, including advertisers and lending professionals. Users are not required to use any specific lender or service provider. Third-party links and advertisements on our site are governed by their own terms and privacy policies.

6. User Submissions

When you submit information through our forms (contact, calculator save, advertiser inquiry), you represent that the information provided is accurate. We may use this information as described in our Privacy Policy.

7. Intellectual Property

All content, tools, designs, and materials on DreamHome.loans are the property of Buildable and are protected by applicable intellectual property laws. You may not copy, reproduce, or distribute our content without written permission.

8. Limitation of Liability

To the maximum extent permitted by law, DreamHome.loans, Buildable, and their affiliates shall not be liable for any direct, indirect, incidental, consequential, or punitive damages arising from your use of the site, reliance on calculator results, or any decisions made based on information provided on this site.

9. Changes to Terms

We reserve the right to update these Terms of Use at any time. Changes will be posted on this page with an updated “Last updated” date. Your continued use of the site constitutes acceptance of the updated terms.

10. Governing Law

These Terms of Use are governed by the laws of the United States. Any disputes shall be resolved in the appropriate courts.

11. Contact

Questions about these Terms? Contact us at [email protected].